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Small Group Rates And Plans for 2025 Are Now Available!

2025 Plan Highlights*:

We know that health and wellbeing have taken on new meaning and significance over the past few years. We’ve got exciting changes planned that will help groups and their employees enjoy even better health and wellbeing in 2025. Let’s look at what’s in store.

  • Reminder! VitalizeSM 
    Introduced in 2024, Vitalize is a digital homebase dedicated to engaging teams in health and wellbeing. Our partnership with Personify Health gives employees the tools to make small everyday changes to their wellbeing that are focused on the area they want to improve the most. They’ll build healthy habits, have fun with friends, and experience the lifelong rewards of better health and wellbeing.

    Vitalize is embedded in all plans, offering rewards of up to $200 per subscriber and $200 per spouse, or domestic partner, for a total rewards payout of up to $400 per plan year.
     
  • Reminder! Foodsmart Nutritional Program 
    Foodsmart, embedded in the Personify Health platform, is a nutrition offering where members can take the ‘NutriQuiz’ for personalized health insights, browse a comprehensive recipe library, set dietary preferences, and save recipe ingredients to an exportable grocery list feature.
     
  • NEW! Vision Plan Options 
    Introducing two new vision plan options, Vision Platinum Plan and Vision Platinum Plus Plan. The Platinum Plan will have a $0 copay and an increased allowance from $150 to $175. The Platinum Plus Plan will offer all the benefits in the Platinum Plan, plus coverage of safety glasses. All six Vision plans include low-cost eye exams plus benefits for fully covered and low-cost corrective eyewear, plus other great discounts. By partnering with Davis Vision, members will have access to a large local and national network.
     
  • NEW! $0 Tier 1 Drugs for Children 
    Tier 1 drugs for children up to age 19 will now be covered in full, (subject to deductible, where applicable). This update applies to all Non-Standard plans.
     
  • NEW! Eliminating Diabetic Insulin Copays 
    According to the American Diabetes Association, people with diabetes have medical expenses that are 2.6 times higher than people who do not have diabetes. To improve access and affordability, we support the NYS mandate to eliminate the cost share, including the deductible, for diabetic insulin.
     
  • NEW! Cardiac and Pulmonary Rehab 
    We’re committed to lowering the total cost and other barriers to care for our members. Beginning in 2025, Cardiac and Pulmonary Rehab health services, will be covered in full, (subject to deductible when applicable) for Non-standard plans.
     
  • NEW! Univera Access Bronze 5 
    Introducing a new low-cost plan for Small Groups with a $9,200 deductible and $9,200 Out-of-Pocket Maximum, and no coinsurance. Preventive services are covered in full. 
     
  • NEW! Univera Access Gold 7 
    New for 2025, this plan has no deductibles, $0 PCP and telemedicine for acute care and behavioral health. There is 50% coinsurance on all other services. 


* Subject to DFS approval 
Personify Health is an independent company and offers a digital wellbeing service on behalf of Univera Healthcare. 
Davis Vision is an independent company providing vision benefit management services and access to their network

 

Learn More:

Please contact your broker or Univera Healthcare Account Manager or Account Service Consultant with any questions.

 

 
 
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