Understanding High Deductible Health Plans

A high deductible health plan (HDHP) helps you offer health care to your employees at a lower cost, putting both you and your employees in charge by pairing comprehensive, low-premium plans with tax-advantaged funding accounts.

Employee Responsibility

Employees pay a deductible, a percentage of cost called coinsurance, and are protected by an out-of-pocket maximum.

Online member tools

Online member tools help employees feel more confident using their plan. Employees can log in to find participating doctors, estimate medical costs, track deductibles, spending, and more.

Spending Accounts 

Tax-advantaged accounts help employees plan for qualified health expenses and can be funded by the employee, employer or both.

Ask about our Auto Enroll HSA Plan to enroll your employees in an HDHP with HSA without the hassle of setting up the HSA.

Wellbeing Options to Fit Your Budget and Help Employees Save

Mix and match wellbeing options – choose options to fit your budget and engagement needs with annual rewards for healthy behaviors.

Plus, all members receive no cost preventive care and receive exclusive health and wellness discounts with Perks 4U.

Talk to your broker or Account Sales Manager for more information.