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Individual And Small Group Rate Requests Filed With NYS

On May 15, 2025, an application was submitted requesting 2026 premium rate changes in accordance with New York state prior approval law. This rate application applies to Community Rated Individual and Small Group products.

The following products are included in this 2026 rate filing:

  • Direct Pay Metal Plans and Base (catastrophic)
  • Healthy NY EPO
  • Univera Access
  • Univera Healthcare HMO

Employer Group Communication
Initial notification letters will be mailed to community-rated employer groups and direct pay members enrolled in the products listed above. The letter will include the percentage change in premium rates that we have requested in our application to New York state. The Department of Financial Services (DFS) will review our proposal and will determine the final approved rate levels which will be communicated later this year.

Please contact your broker or account representative if you have any questions.

You can also use our Univera on Demand plan comparison tool to help you find solutions for your business.

 

 

 

 
 
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