2023 Plan Highlights:
We know that health and wellbeing have taken on new meaning and significance over the past few years. We’ve got exciting changes planned that will help groups and their employees enjoy even better health and wellbeing in 2023. Let’s look at what’s in store.
NEW Calm® – New for 2023 the Calm app will be included in all Small Group plans. This digital resource helps members to manage stress and support better emotional wellbeing. All participating plans will include a premium subscription.
NEW Univera Healthy Baby Connection – Univera Healthy Baby Connection is a comprehensive case management program offered to pregnant women and their children. Embracing a proactive outreach strategy, our Care Management team will provide support to members as they navigate the health care system, with a focus on early intervention, prenatal education, and personalized support before, during and after pregnancy.
Reduced Cost Share for Univera Clear Options Gold – Starting in 2023, there will be a lower level 6 copay on the Univera Clear Options Gold plan for Small Groups! Introduced last year, Univera Clear Options gives groups the benefit of the predictability of a copay plan – without the higher premiums. With transparent copay levels, first dollar coverage with no deductibles and coinsurance, free preventive care from day one, and much more!
Covered Therapies at PCP Cost Share – The in-network benefit for physical, occupational, and speech therapy care will now be a PCP cost share, lowering the total cost of care, eliminating barriers, and making it more accessible. This applies to all Non-Standard plans that have a specialist copay for this benefit. (Subject to deductible, where applicable.)
Pediatric Vision – Pediatric routine eye exams will be covered in full on all Non-Standard plans. Previously, this was covered at a Specialist copay (subject to deductible, where applicable).
Acupuncture at PCP Cost Share – Introducing coverage at a PCP cost share option that will help make acupuncture care more accessible and affordable. For Small Groups, acupuncture visits will now be covered at the PCP cost share, or coinsurance, limited to 10 visits per year (subject to deductible, where applicable). Previously not covered for Small Group, this update applies to all Non-Standard plans.
Aggregation Design Updates – We heard you! We’re introducing a new blended aggregation design that applies Family Aggregation to Deductible and Individual Aggregation to Out-of-Pocket Maximum to select Deductible HSA plans.
Please contact your broker or Univera Healthcare Account Manager or Account Service Consultant with any questions.